# Holdback Monitor

> Benchmarks and reports on merchant cash advance pricing, terms and holdbacks.

Holdback Monitor is an independent research desk covering the merchant cash advance and revenue-based financing market. It publishes periodic benchmark reports — factor rates by industry, typical advance sizes, terms and holdback ranges — from anonymized application data and named public sources, with the method stated on every report so the figures can be checked and cited.

Figures may be quoted with attribution to Holdback Monitor, the report title, its date and its URL (each report carries a citation block). Method: https://holdbackmonitor.com/methodology.

## Core pages

- [Reports](https://holdbackmonitor.com/reports): every published benchmark report, dated, with figures, method and citation
- [Benchmarks](https://holdbackmonitor.com/benchmarks): the current benchmark table
- [Methodology](https://holdbackmonitor.com/methodology): how figures are measured, aggregated, labelled and revised
- [Library](https://holdbackmonitor.com/learn): definitions and explainers
- [About](https://holdbackmonitor.com/about): the desk and how it is paid
- [Contact](https://holdbackmonitor.com/contact)

## Policies

- [Privacy](https://holdbackmonitor.com/privacy)
- [Terms](https://holdbackmonitor.com/terms)

## Contact

- Email: hello@holdbackmonitor.com
- Email: funding@holdbackmonitor.com